Flexible Life
Insurance That
Meets Your Needs

Problem: Accessing cash or adjust coverage without losing guarantees

 

Jackie, 65, wants long-term life insurance protection so that her husband is taken care of should she die early in retirement, but she also wants flexibility to access cash value should she need it in the future. Because one day her coverage needs may

change, she’s also interested in the ability to reduce her death benefit amount.

 

Solution: Access to funds in case of emergency.

 

Jackie purchases a flexible premium, adjustable life insurance policy.

If Jackie were to have an emergency need for cash when her other assets were

unavailable, she would have the flexibility to access the guaranteed cash value accumulation. If Jackie dies without any withdrawals, the proceeds of the policy will provide $1,000,000 in death benefit coverage.